Top 11 Cryptocurrency Wallets That Pay High Interest

In this post, you will find 11 cryptocurrency wallets that pay high interest.

Saving funds in our traditional banks is fizzling out as the interest these banks pay (if they pay at all) is negligible.

Little wonder why most folks are transiting to online investments and cryptocurrency trading to earn huge profits in the shortest time possible.


However, many are yet to discover they can make profits by saving with crypto wallets. And that is what I will cover in this post.

You’re probably here to see if crypto wallets will be your next stream of income (LOL).

Without any further ado, let’s get started!

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List Of Cryptocurrency Wallets That Pay High Interest

Agreed, there are various wallets that pay interest on crypto savings but these 11 wallets pay more and are easy to use.

Check them out!

1. BlockFi

blockfi cryptocurrency wallet

BlockFi is a digital assets financial company that is accessible by individuals and businesses worldwide.

It was founded in 2017 by Zac Prince with headquarters at New York.

When users store their funds on BlockFi wallet, they can earn up to 8.6% Annual Percentage Yield (APY).

This APY is a compound interest that accrues daily and is paid monthly.

Also, users can withdraw their funds at any time.

Furthermore, BlockFi also offers crypto based loans and crypto trading.

In the table below, you will see the cryptocurrencies you can store on the platform and their corresponding APY.

blockfi cryptocurrency wallets that pay high interest

2. wallet

This is another cryptocurrency wallet that pays high interest. is a digital asset platform that offers several digital currency products and services.

It was launched in 2017 by Kris Marszalek and the headquarters is in Hong Kong.

Here, users can buy, sell, trade, spend, store, earn, loan, and pay bills with crypto.

Additionally, with its Crypto Earn feature, users are paid interest (up to 6.5% APY for tokens and 12% for stablecoins) when they stake their coins on the platform.

Also, they can choose from any of the available holding terms: Flexible, 1-month fixed, and 3-month fixed term.

The interest paid depends on the term chosen.

Furthermore, users who stake their CRO ( network token) will receive a higher interest.

Find some of the supported coins and their APY below: interest rates

Note: Flexible term means you can withdraw your coins at any time.

3. Nexo

Nexo cryptocurrency wallet

Third on my list of cryptocurrency wallets that pay high interest is Nexo.

It is an online cryptocurrency loan platform that offers users financial benefits for storing their crypto in its wallet.

The platform was founded by Michael Arrington in 2017 with headquarters at Zug, China.

Nexo pays 12% APY for stablecoins and standard currencies (USD, EUR, GBP) and 8% for tokens.

Pay outs are made daily and users can withdraw their funds at any time.

Also, users who prefer to be paid in the NEXO network token receive an additional 2% of their interest.

Coins supported on Nexo include BTC, ETH, BCH, LTC, XRP, BNB, TRX, XLM, LINK, EOS, PAXG, DAI, USDC, USDT, TUSD, PAX, and HUSD.

4. Celsius Network

CEL crypto wallet

Founded in 2017 by Alex Mashinsky and based in New York, Celsius Network is another wallet that made my list.

It offers users up to 18.55% APY when they store their coins on its wallets.

Also, when users accept to be paid in CEL (the platform’s network token), they receive an additional 30% interest on their returns.

Cool, right?

In the table below, you’ll find the different coins supported on Celsius network and their corresponding APY:

5.     Binance


Yes, one of the world’s leading cryptocurrency exchanges made my list of cryptocurrency wallets that pay high interest.

Binance was founded in 2017 by Changpeng Zhao with headquarters at Malta.

It pays users up to 6.5% APY when they store their coins in its wallet.

For Binance, users can choose between Flexible and Fixed investment.

Flexible investment allows users to withdraw their funds at any time while for fixed investment, users can only withdraw their funds at a specified time.

Now, because Binance supports a wide range of coins, there is a long list of coins that you can save and earn interest.

Some of them are:

binance wallet APY rewards

6. Coinbase

cryptocurrency wallets coinbase

Coinbase was founded by Brian Armstrong and Fred Ehrsam in 2012.

The Coinbase wallet is also one of the wallets that pay users high interests when they store their coins.

Unlike the wallets described earlier, the Coinbase wallet does not pay users interest directly.

Rather, it connects users to DeFi Apps where they can stake or lend their coins and interests

This wallet is listed on most DeFi platforms like COMPOUND, UNISWAP, AKROPOLIS, and AAVE.

You can earn up to 6% APY on your coins when you connect your Coinbase wallet to these platforms.

7. Luno

luno cryptocurrency wallet

Here’s one of my favorites. Luno is also a cryptocurrency wallet where users can store their Bitcoin, Ethereum, USD Coin and earn interest.

Users receive 4% APY when they store their bitcoin in Luno’s bitcoin savings wallet.

The ETH and USDC savings wallets pay 4% and 7.6% APY respectively.

And there is no limit to the amount of coins that you can save.

Luno is a popular exchange with a user-friendly interface.

It was founded in 2012 by Marcus Swanepoel, Timothy Stranex, Francois Paul, and Carel van Wyk.

8. YouHodler

youhodler cryptocurrency wallet

This is another unique wallet that gives users the opportunity to earn interest when they store their coins in it.

YouHodler is a crypto lending platform that offers crypto-fiat services.

It was founded in 2018 by Ilya Volkov with headquarters at Limassol, Cyprus.

Here, users earn up to 12% APY on their coins. Payouts are made weekly in stablecoins and tokens.

Users can also use their savings funds as collateral for lending products.

In the table below, you will find the supported coins and their APY:

youhodler crypto wallet

9. Trust Wallet

trust wallet

While most crypto lovers own the Trust Wallet, I can’t say for sure if every user knows how much they can earn from it.

Trust wallet is a mobile cryptocurrency wallet that supports a wide range of cryptocurrencies.

It is owned by Binance and was launched in 2017.

Users can earn as much as 140% APY when they store their coins on this wallet.

Talk about earning while you sleep (LOL).

Listed below are some coins that you can store on Trust Wallet and their APY:

10. Atomic Wallet

atomic wallet

Atomic wallet is a cryptocurrency wallet that supports top blockchains and 500+ tokens.

Konstantin Gladych founded the wallet in 2017 with headquarters at Tallinn, EE.

It has both desktop and mobile versions. And users can earn up to 16% APY when they stake their coins on this wallet.

Have a look:

11.   Exodus Wallet


Last but not least on my list of cryptocurrency wallets that pay high interest is Exodus Wallet.

This is a multi-asset desktop wallet that is also available on mobile.

It provides support for more than 100 coins including DAI, EOS, BTC, TRX, etc.

Here, users can earn interests when they stake their coins on the wallet.

Some of these coins are:

In the next section, I designed a table showing the different wallets and their APY rewards.

Check it out!

Summary Of Wallets And Their APY Rewards

In the table below, you will find the wallets mentioned above and their APY rewards for different coins:

cryptocurrency wallets that pay high interest

Which Is The Best Of The Best?

All the wallets listed above have their unique features thus, it is difficult to say which one is better than the one.

The wallet to go for will depend on the coin you have in possession and how much APY is obtainable.

For example, if I have a lot of stablecoins, I’ll go for Nexo, Celsuis Network or YouHolder since the APY on these coins is up to 12%.

Say, I want to stake some of my BTC, I’ll go for Binance or BlockFi since they pay the highest APY on cryptos.

Got it? Cool!

In case you need a tutor…

We can teach you how to trade cryptocurrencies profitably. Simply enroll in our Crypto Trading Mastery Course by visiting You can also join our Telegram community at you there!


There you have them, the top 11 cryptocurrency wallets that pay high interest.

So tell me, which wallet on my list caught your fancy?

Do you have your assets stored in any wallet above? How much have you earned so far?

Also, is there any wallet that you feel should have made my list?

Let me have your response in the comments section right now.

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Chinma Udeji
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3 thoughts on “Top 11 Cryptocurrency Wallets That Pay High Interest”

  1. Pls how do day calculate the annual interest or apr because Binance flexible savings has 6% apr for 7 days, does that mean if I save $100 am I getting 6% of the $100 in 7 days


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